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01.12.1999 - Modern Internet payment systems in Russia : an overview
Victor Dostov, Maxim Otstavnov, Proceedings of the 2nd International Conference IeC, p.37, November, 1-3 (Manchester, GB)
Probably the most characteristic feature of Russia is that it is in a sense a “cash land”. The vast majority of retail payments are made in cash, and cash is also the primary means of exchange in small business, although this is considered illegal in many cases.
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